🌾 USDA Mortgage Calculator
Calculate USDA rural development loan payments with no down payment required for eligible properties
🏠 Mortgage Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, and insurance
🏠 Mortgage Tips
- • A 20% down payment helps you avoid PMI
- • Consider 15-year loans for lower total interest costs
- • Shop around with multiple lenders for the best rates
- • Factor in closing costs (typically 2-5% of loan amount)
- • Get pre-approved to strengthen your offer
- • Consider property taxes and insurance in your budget
How to Use
1. Enter the home purchase price
2. Verify property is in USDA eligible area
3. Calculate with no down payment required
4. Include USDA guarantee fee
5. Review income and credit requirements
6. Compare with other loan programs
Features
✓ No down payment calculations
✓ USDA guarantee fee inclusion
✓ Rural area eligibility check
✓ Income limit verification
✓ Competitive interest rates
✓ Government backing benefits