🚗💸 Title Loan Calculator

Calculate the true cost and risks of auto title loans and explore safer borrowing alternatives

Enter your loan information to calculate payments

Loan Amount ($)

Annual Interest Rate (%)

Loan Term (Years)

Extra Monthly Payment ($)

• Make extra principal payments to reduce total interest

• Consider bi-weekly payments instead of monthly

• Shop around for the best interest rates

• Improve your credit score before applying

• Results are estimates for comparison purposes

• Actual rates may vary based on credit and lender

• Consider additional costs like insurance and taxes

• Consult with financial advisors for major decisions

1. Enter vehicle value and loan amount

2. Input loan fees and interest rate

3. Set loan term (typically 30 days)

4. Calculate effective APR

5. Review repossession risks

6. Compare with safer alternatives

✓ High APR calculations

✓ Repossession risk warnings

✓ Alternative loan suggestions

✓ Cost comparison analysis

✓ Financial education resources

✓ Debt cycle prevention tools