💰 Mortgage Payoff Calculator

Calculate how extra payments can accelerate your mortgage payoff and reduce total interest costs

🏠 Mortgage Calculator

Calculate your monthly mortgage payment including principal, interest, taxes, and insurance

🏠 Mortgage Tips

  • A 20% down payment helps you avoid PMI
  • Consider 15-year loans for lower total interest costs
  • Shop around with multiple lenders for the best rates
  • Factor in closing costs (typically 2-5% of loan amount)
  • Get pre-approved to strengthen your offer
  • Consider property taxes and insurance in your budget

How to Use

1. Enter your current mortgage details

2. Add extra monthly payment amount

3. Or enter one-time additional payments

4. Compare payoff scenarios

5. View interest savings from extra payments

6. Analyze different acceleration strategies

Features

Extra monthly payment calculations

One-time additional payment analysis

Biweekly payment option

Interest savings comparison

Payoff time reduction analysis

Multiple payment strategy comparison