📈 Mortgage APR Calculator
Calculate the true Annual Percentage Rate (APR) of your mortgage including all fees and closing costs
🏠 Mortgage Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, and insurance
🏠 Mortgage Tips
- • A 20% down payment helps you avoid PMI
- • Consider 15-year loans for lower total interest costs
- • Shop around with multiple lenders for the best rates
- • Factor in closing costs (typically 2-5% of loan amount)
- • Get pre-approved to strengthen your offer
- • Consider property taxes and insurance in your budget
How to Use
1. Enter loan amount and interest rate
2. Input all loan fees and closing costs
3. Calculate true APR including all costs
4. Compare different loan offers
5. Understand the real cost of borrowing
6. Make informed lending decisions
Features
✓ True APR calculation with all fees
✓ Loan comparison tools
✓ Fee impact analysis
✓ Interest rate vs APR comparison
✓ Lender offer evaluation
✓ Cost transparency analysis