📜 CD Calculator
Calculate Certificate of Deposit returns and earnings with different terms and interest rates
💰 Savings Calculator
Calculate how your savings will grow over time with compound interest and regular contributions
💡 Savings Tips
- • Start saving early to maximize compound interest benefits
- • Automate your savings to ensure consistent contributions
- • Consider high-yield savings accounts for better interest rates
- • Review and increase contributions when your income grows
- • Set specific savings goals to stay motivated
How to Use
1. Enter your CD deposit amount
2. Input the annual interest rate (APY)
3. Set the CD term length
4. Choose compounding frequency
5. Calculate total returns
6. Compare different CD options
Features
✓ CD maturity value calculation
✓ Interest earning projections
✓ APY vs APR comparison
✓ Term length optimization
✓ Early withdrawal penalty analysis
✓ CD ladder strategy planning