🏠 30-Year Fixed Mortgage Calculator
Calculate monthly payments and total costs for a 30-year fixed-rate mortgage with detailed amortization schedule
🏠 Mortgage Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, and insurance
🏠 Mortgage Tips
- • A 20% down payment helps you avoid PMI
- • Consider 15-year loans for lower total interest costs
- • Shop around with multiple lenders for the best rates
- • Factor in closing costs (typically 2-5% of loan amount)
- • Get pre-approved to strengthen your offer
- • Consider property taxes and insurance in your budget
How to Use
1. Enter the loan amount or home price
2. Input your down payment (if calculating from home price)
3. Set the 30-year fixed interest rate
4. Add property taxes and insurance estimates
5. Review monthly payment breakdown
6. Analyze the complete 30-year amortization schedule
Features
✓ 30-year fixed-rate payment calculation
✓ Complete 360-payment amortization schedule
✓ Total interest cost over 30 years
✓ Principal vs interest breakdown by year
✓ Loan balance progression chart
✓ Tax and insurance escrow calculations