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Financial Calculators & Tools

Comprehensive collection of 77+ financial calculators for loans, mortgages, investments, taxes, and more. Free tools to help you make informed financial decisions and plan your financial future.

πŸ’°77+ Financial Tools
🏦Banking & Loans
πŸ“ŠInvestment Planning
🏠Real Estate

Most Popular Financial Calculators

Start with these most-used financial planning tools

Loans & Credit

Calculate loan payments, interest costs, and repayment strategies

Loan Calculator

Calculate loan payments, interest, and amortization schedules

πŸ’°
beginner
450,000/mo

Auto Loan Calculator

Calculate car loan payments, interest costs, and financing options

πŸš—
beginner
180,000/mo

Personal Loan Calculator

Calculate personal loan payments and compare lending options

πŸ‘€
beginner
125,000/mo

Student Loan Calculator

Calculate student loan payments and repayment strategies

πŸŽ“
intermediate
95,000/mo

Business Loan Calculator

Calculate business loan payments and cash flow impact

🏒
intermediate
75,000/mo

Debt Consolidation Calculator

Calculate debt consolidation savings and payment strategies

πŸ’³
intermediate
65,000/mo

Consolidation Loan Calculator

Calculate debt consolidation loan payments and savings

πŸ“‹
intermediate
45,000/mo

Home Improvement Loan Calculator

Calculate financing for home renovation projects

🏠
intermediate
35,000/mo

Payday Loan Calculator

Calculate payday loan costs and compare alternatives

⚑
beginner
35,000/mo

RV Loan Calculator

Calculate RV and recreational vehicle financing

🚐
beginner
25,000/mo

Unsecured Loan Calculator

Calculate unsecured personal loan payments and rates

πŸ”“
beginner
25,000/mo

Equipment Loan Calculator

Calculate business equipment financing and loans

🏭
intermediate
22,000/mo

Motorcycle Loan Calculator

Calculate motorcycle loan payments and bike financing options

🏍️
beginner
18,000/mo

Title Loan Calculator

Calculate auto title loan payments and risks

πŸš—
intermediate
18,000/mo

Boat Loan Calculator

Calculate boat financing and marine loans

β›΅
beginner
15,000/mo

Secured Loan Calculator

Calculate secured loan payments with collateral requirements

πŸ”’
intermediate
15,000/mo

Mortgages & Real Estate

Home loan calculators, refinancing tools, and real estate analysis

Mortgage Calculator

Calculate mortgage payments, taxes, insurance, and total costs

🏠
intermediate
380,000/mo

Home Affordability Calculator

Calculate how much house you can afford based on income and debts

🏑
intermediate
125,000/mo

FHA Loan Calculator

Calculate FHA loan payments with mortgage insurance premiums

πŸ›οΈ
intermediate
95,000/mo

30-Year Fixed Mortgage Calculator

Calculate 30-year fixed mortgage payments and amortization

🏑
beginner
85,000/mo

Mortgage Amortization Calculator

Generate detailed mortgage amortization schedule and payment breakdown

πŸ“Š
intermediate
85,000/mo

VA Loan Calculator

Calculate VA loan payments with no down payment and no PMI

πŸ‡ΊπŸ‡Έ
intermediate
75,000/mo

Mortgage Refinance Calculator

Calculate refinancing savings and break-even analysis

πŸ”„
intermediate
65,000/mo

Mortgage Payoff Calculator

Calculate early mortgage payoff savings with extra payments

🎯
intermediate
65,000/mo

Home Equity Loan Calculator

Calculate home equity loan payments and available equity

🏠
intermediate
55,000/mo

15-Year Fixed Mortgage Calculator

Calculate 15-year fixed mortgage payments and savings

🏘️
beginner
45,000/mo

Cash-Out Refinance Calculator

Calculate cash-out refinance payments and available equity

πŸ’°
advanced
45,000/mo

HELOC Calculator

Calculate Home Equity Line of Credit payments and draw periods

πŸ”„
advanced
45,000/mo

15 vs 30 Year Mortgage Calculator

Compare 15-year vs 30-year mortgage payments and total costs

βš–οΈ
intermediate
35,000/mo

Loan Refinance Calculator

Calculate refinancing savings and break-even analysis for any loan

πŸ”„
intermediate
35,000/mo

10-Year Fixed Mortgage Calculator

Calculate 10-year fixed mortgage payments and total interest savings

🏘️
beginner
25,000/mo

USDA Mortgage Calculator

Calculate USDA rural development loan payments and eligibility

🌾
intermediate
25,000/mo

Mortgage APR Calculator

Calculate true mortgage APR including fees and closing costs

πŸ“ˆ
advanced
25,000/mo

20-Year Fixed Mortgage Calculator

Calculate 20-year fixed mortgage payments and amortization

🏠
beginner
15,000/mo

Interest-Only Mortgage Calculator

Calculate interest-only mortgage payments and total costs

πŸ“‰
advanced
15,000/mo

Credit Cards

Credit card payoff calculators and debt management tools

Banking & Savings

Savings growth calculators and compound interest tools

All Financial Categories

Browse tools by category

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Loans & Credit

Personal, auto, student, and business loan calculators

16 Tools
🏠

Mortgages & Real Estate

Home loans, refinancing, and real estate calculators

19 Tools
πŸ’³

Credit Cards

Credit card payoff, interest, and balance transfer tools

5 Tools
🏦

Banking & Savings

Savings accounts, CDs, and compound interest calculators

5 Tools
πŸ“‹

Taxes

Income tax, capital gains, and tax planning tools

6 Tools
πŸ’±

Currency & Exchange

Currency conversion and exchange rate calculators

6 Tools
πŸ“ˆ

Investments & Retirement

Investment returns, 401(k), and retirement planning

11 Tools
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Insurance

Life, auto, and home insurance calculators

3 Tools
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Financial Planning

Cost of living, budgeting, and financial planning tools

2 Tools

πŸ’‘Financial Planning Tips

Build Emergency Fund

Save 3-6 months of expenses for unexpected situations

Pay Off High-Interest Debt

Prioritize credit card debt and high-interest loans

Start Investing Early

Take advantage of compound interest and time

Diversify Investments

Spread risk across different asset classes

πŸ“ŠFinancial Milestones

20s: Build Foundation

Emergency fund, pay off student loans, start 401k

30s: Accelerate Growth

Increase savings rate, consider home purchase

40s: Peak Earning

Maximize retirement contributions, plan for kids' college

50s+: Pre-Retirement

Catch-up contributions, reduce investment risk

Key Financial Concepts

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Compound Interest

β€’ Interest earned on interest
β€’ Time is your best friend
β€’ Start investing early
β€’ Reinvest dividends and gains
βš–οΈ

Risk vs Return

β€’ Higher returns require higher risk
β€’ Diversification reduces risk
β€’ Match risk to time horizon
β€’ Don't put all eggs in one basket
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Time Value of Money

β€’ Money today is worth more than tomorrow
β€’ Inflation reduces purchasing power
β€’ Present value vs future value
β€’ Discount rates and opportunity cost
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Important Disclaimer

These financial calculators provide estimates for educational and informational purposes only. Results may vary based on individual circumstances, market conditions, interest rates, and other factors. This information should not be considered as professional financial, investment, tax, or legal advice. Always consult with qualified financial professionals before making important financial decisions. Past performance does not guarantee future results. Interest rates, tax laws, and market conditions can change significantly over time.